Episode 12 | Budgeting for life | Organized Joy - The Joyful Company
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Episode 12 | Budgeting for life | Organized Joy

Episode 12 | Budgeting for life | Organized Joy

Today we going to discuss budgets – you know that thing you do to make sure you don’t overspend every month?
I prepare my budget for the year, I start with a master budget for one month, with all my income and expenses included. Then I include all the money I get in each month. When you build your master, check that each amount is correct, don’t guess!
Go to your online banking and get the actual figures that are deducted from your account each month. This way I know what I have left each month, for me – presents, lunches, and shopping! And this helps the “other spending” row become a reality – you know exactly what you have to spend on the unusual stuff. When you actually have money to book the regular dermatologist check-up. I then use this to roll out the entire year, I make sure the formulas all work and that the amount left over each month (if you lucky enough to have some left), is carried over as an opening balance to the next month.
It is really good to know what you spend each month, and by planning you will be more organised, and, the best part, you will have money left over each month because you planned for it! And then, as the month goes by, I highlight what has come off my account and I keep track of anything extra to add in. with this method, my budget is always 100% correct and accurate, and I know exactly where I am financially.
They say that if you look after your money, it will look after you. So respect it!

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Thank you so much for joining me on Organized Joy, organizing your life from A to Z.

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FEATURED ITEMS
List to download from www.organizedjoy.co.za/downloads
Budgets – master monthly
Budgets – yearly overall plan
Apple Macbook Air

WHAT I’M WEARING
SHIRT – basic white collar shirt from Jenni Button
PANTS – blue Hale Bob leggings from The Secret Room
SHOES – blue heels

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BLOG – https://www.organizedjoy.co.za
INSTAGRAM – https://www.instagram.com/organized_joy/
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PINTEREST – https://za.pinterest.com/organizedjoy/pins/

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